Disclosures
Disclosures listed below (click to expand for more information)

Scottie Challenge 2015

Scottie Savers need to make at least 7 deposits between now and July 31, 2015. Parents, watch our website, facebook and lobby for monthly prize announcements. Each month that they make the deposit, they will receive a punch on their card, and either a prize or a chance for a prize from one of our select sponsors! There is a limit of one prize/one chance per month per Scottie Saver. Scottie Savers that make all seven (7) deposits as of July 31, 2015 will be asked to fill in the back of their punch card and place it in for the chance to win one of three grand prizes valued at $200.00 ($150 VISA Gift Card & $50 Toys R Us Gift Card), $100.00 ($75 VISA Gift Card & $25 Toys R Us Gift Card), or $50.00. ($25 VISA Gift Card $25 Toys R Us Gift Card) - just in time for back-to-school shopping! If you still have questions or would like a list of the winners, please feel free to contact our Marketing Department (570) 823-6836 ext. 1071 or 1070. No purchase necessary to win. Terms and conditions subject to change without notice. Winners to be announced during the week of 08032015. Toys R Us is not a sponsor of this program or affliated with Cross Valley FCU. Main Offce: 640 Baltimore Drive, Wilkes-Barre, PA 18702.

Winter 2015 Home Equity Loan

*APR= Annual Percentage Rate. Rates shown are for qualied borrowers who meet certain credit criteria. Rates and terms subject to change without notice. Membership requirements apply. Other rates and terms available.Repayment in as many as 60 monthly payments of $17.97 per $1000 borrowed for the rates shown above. Members may borrow up to 70% maximum loan to value (LTV). Consult your tax advisor for tax deductible eligibility. Contact credit union for full loan details. Notice to borrower: If you obtain this loan, Cross Valley Federal Credit Union, the lender, will have a mortgage on your home. You could lose your home and any money you put into it if you do not meet your obligations under the loan. Main Oce: 640 Baltimore Drive, Wilkes-Barre, PA 18702 .MLS#808487

Winter 2015 Auto Loan

*APR = Annual Percentage Rate. Refinancing is not available for current Cross Valley FCU
auto loans. Special sale rates are for qualified borrowers who meet certain credit criteria
refinancing their auto loan from another financial institution; minimum loan amount $10,000.00.
Rates and terms subject to change without notice. Membership requirements apply. Other rates
and terms available. Contact credit union for full loan details. $100 Bonus Cash Back will be
deposited into the primary applicant’s Cross Valley FCU share savings account within thirty (30)
days of first full payment being received.

Winter 2015 Signature Loan

*APR*= Annual Percentage Rate. Membership requirements apply. Rates shown are
for qualified borrowers who meet certain credit criteria. Rates and terms subject to change
without notice. Other rates and terms available. Repayment for rate shown in as many as
24 monthly payments of $44.78 per $1000.00 borrowed. Contact the credit union for full
loan details.Main Office:640 Baltimore Drive, WB, PA 18702.

Our Mission Statement

The Credit Union exists only to serve its members. To achieve this goal, the credit union will adapt to changes in the marketplace and market the Credit Union to employees and families in the existing companies in the field of membership and in the underserved areas in the charter, but also offer the Credit Union to all consumers through Field of Membership expansion.

Get in touch

Main Office: 640 Baltimore Drive Wilkes-Barre, PA 18702
Mailing Address: P.O. Box 597 Wilkes-Barre, PA 18702

Phone: (570) 823-6836
Toll Free: (800) 548-2849
PAL: (570) 823-3063

Lost/Stolen Cards
ATM/Debit: (800) 472-3272
Elan Credit Card: (800) 558-3424

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