Everybody started their financial education somewhere. At Cross Valley, it’s our fondest wish to have all community youth start right here.
That’s why we offer a starter savings account created especially to help young adults learn about managing their money.
Start them early. They'll thank you later. 
What's the right financial path for your teen? When your teen is ready for the next step in their financial journey, our Executive Student Program (E.S.P.) includes the foundational tools needed to help them understand, save and earn for their future.
For teens, financial concepts can be tricky to grasp. Even if they’ve landed a job in school, understanding the value of saving is difficult. We’re here to help.
Cross Valley offers free financial literacy materials and will perform classroom visits upon request. Reach out today to schedule your visit.
They have questions. You can give them answers. Opening a savings accounts for your kids at Cross Valley is easy and painless. We’re here to answer all your first-timer mom or dad questions!
—Joseph Rodriguez, Cross Valley Teller
If you’re between the ages of 16 and 19 and looking to further your education in college, let us assist you with your future tuition.
Save anywhere from $250.00* to $1,000, and we will match your funds with a check made out to the school of your choice.
We’re proud of your many accomplishments, and this is one way we can help you continue that! Contact us at (570) 823-6836 for any questions about the Tuition Fund Program.
Cross Valley partnered with Northwest Area High School to launch Ranger Credit Union, a student-led branch in Shickshinny, PA.
Serving a rural community with limited opportunities, this school-centered credit union provides financial services and programs, including employment at a school coffee shop, scholarships, and personalized financial counseling to over 200 students, fostering local ties and economic empowerment in a rural community with limited opportunities.
Does your school need more Opportunity for students? Reach out to our Chief Experience Officer, Jill McGlynn, for more information on making a student-led branch a reality.
This is student Opportunity. In 2024, Cross Valley received a Financial Literacy Award from CrossState for our continued efforts towards student financial literacy and our work directly with Ranger Credit Union—our student-run division.
It gives us time to get money and make deposits without feeling rushed because we barely have time for anything while also being in school. It’s very convenient.
—Lily Grant, Cross Valley Member and Student Employee at Ranger Credit Union
The rewards of educational excellence are unlimited. We see the work you’re doing. The hours studying, asking questions and showing up. We see your commitment in the classroom and on the field. And for that, we think a small token of encouragement is deserved.
As a student member of Cross Valley, receiving academic awards, such as honor roll, a GPA of 3.0 or better or proof of volunteering at an event or with an organization, makes you eligible for a $5.00 reward into your Share Savings Account.
The minimum required amount of $250.00 must stay in the account for at least 6 months.
