The all-new Online Banking is now available! Click here to learn more.
We will be closed Tuesday, December 24th in observance of Christmas Eve (closed at 12:30pm).
We will be closed Wednesday, December 25th in observance of Christmas Day.
Welcome to Opportunity

Membership

(570) 823–6836

How to Join

One membership, a lifetime of Opportunity.

Cross Valley Federal Credit Union was created by members, for members. But don’t let the word membership fool you. This isn’t some elite club. It’s a member-owned, not-for-profit financial home for you, your family, and your dreams that puts people over profits.

Joining Cross Valley is easy, in fact, there’s nothing extra you need to do outside of opening an account¹ or securing a loan. Looking for a better home for your hard-earned money? You just found it.

Join Cross Valley today

A $5 share is all it takes.

Joining Cross Valley is as simple as depositing $5.00 into a Share Savings Account. That’s it. That initial $5.00 is considered your “share” in the credit union, making you a part owner of the organization and eligible for all the benefits that membership has to offer.

Here are just a few…

  • Lower loan rates and higher earned interest on your money
  • Free access to our in-house team of Financial Counselors
  • Free mortgage guidance and advice with our Mortgage Experts
  • Fewer and lower fees than the big banks
  • Your savings are insured up to $500,000²

Membership Eligibility:

Because we’re a SEG-based (Select Employee Groups) credit union, there are some eligibility guidelines. But don’t let them discourage you. In fact, if you don’t think you’re eligible, give us a call and there’s a good chance we’ll find a path together towards membership.

Cross Valley membership is for anyone who is:

  • A current employee (full or part-time), member, volunteer, are retired, or attend school at one of one of our Select Employee Groups (SEGs).
  • Individuals who are members of an “immediate family or household” of an eligible individual, defined as: spouse, child, sibling, parent, grandparent, or grandchild. This includes stepparents, stepchildren, step siblings, and adoptive relationships.
  • “Household” is defined as persons living in the same residence maintaining a single economic unit.

Search for an employer, affiliation, governernment or other group within our Select Employer Group listings below:

Family

Family Immediate families or households

Affiliations

National Cosmetology Association of Pennsylvania Member who qualify in accordance with its charter and bylaws in effect on August 10, 2021 - Kingston, PA
Apostolic Faith Church Members located in Hazleton, PA
Wyoming Monument Association Members who qualify for membership in accordance with its Document of Incorporation in effect March 22, 2001 - Wyoming, PA
Perugia Beneficial Society Member who qualify for membership in accordance with its charter and bylaws in effect on August 10, 2021 - Plains, PA
Mountain Council of Governments Members who qualify for membership in accordance with its Articles of Agreement in effect on August 10, 2021 - Hazleton, PA
Assumpta Council #3987 - Knights of Columbus Member who qualify in accordance with its charter and bylaws in effect on August 10, 2021 - Luzerne, PA
The Nanticoke Firemen's Relief Association Active members who qualify for membership in accordance with it charter and bylaws in effect on August 10, 2021 - Nanticoke, PA
Luzerne County Community College Alumni Association Voting members who qualify for membership in accordance with its constitution and bylaws as of August 10, 2021 - Nanticoke, PA

Employer

All Mechanical Service Company
Catholic Social Services Employees who work in, are paid, or supervised from Wilkes Barre, PA
Von-Crete Burial Vault Employees who work in, are paid, or supervised from Wilkes Barre, PA
The Times Leader Employees who work in, are paid, or supervised from Wilkes Barre, PA
Educational Opportunity Center of Northeastern PA Employees who work in, are paid, or supervised from Wilkes Barre, PA
Benco Dental Supply Company Employees who work in, are paid, or supervised from Wilkes Barre, PA
Altec Industries Employees who work in, are paid, or supervised from Sterling Division - Plains, PA
Lentini Medical Associates Inc Employees who work in, are paid, or supervised from Plains, PA
Reilly Plating Company Inc Employees who work in, are paid, or supervised from Nanticoke, PA
Cornell Iron Works Inc Employees who work in, are paid, or supervised from Mountain Top, PA
Energy Technologies Inc Employees who work in, are paid, or supervised from Drums, PA
The Quaker Oats Company Employees who work in, are paid, or supervised from Mountain Top, PA
Coverall Roofing Inc Employees who work in, are paid, or supervised from Swoyersville, PA
Lakeside Nursing Center Employees who work in, are paid, or supervised from Dallas, PA
The Family Service Association of NEPA Employees who work in, are paid, or supervised from Wilkes Barre or Tunkhannock, PA
Joseph A Quinn Real Estate and Insurance Employees who work in, are paid, or supervised from Pittston, PA
Spess Construction Employees who work in, are paid, or supervised from Larksville, PA
Boy Scouts of America Employees who work in, are paid, or supervised from Northeastern Pennsylvania Council - Avoca, PA
U.S. Seal Inc Employees who work in, are paid, or supervised from West Wyoming, PA
Luzerne County Transportation Authority Employees who work in, are paid, or supervised from Luzerne County, PA
EAM-MOSCA Corporation Employees who work in, are paid, or supervised from Hazleton, PA
Luzerne County Head Start Inc Employees who work in, are paid, or supervised from Wilkes Barre, PA
Kay Wholesale Drug Company Inc Employees who work in, are paid, or supervised from Wilkes Barre, PA
Slamon and Company, CPAs Employees who work in, are paid, or supervised from Wilkes Barre, PA
Maternal and Family Health Services Inc Employees who work in, are paid, or supervised from Wilkes Barre, PA
Nardone Brothers Bakery Employees who work in, are paid, or supervised from Wilkes Barre, PA
The Woodlands Inn & Resort Employees who work in, are paid, or supervised from Wilkes Barre, PA
Mericle Construction Inc Employees who work in, are paid, or supervised from Wilkes Barre, PA
Acme Locksmith Employees who work in, are paid, or supervised from Wilkes Barre, PA
Bright Star Industries Employees who work in, are paid, or supervised from Wilkes Barre, PA
HCSC Laundry Employees who work in, are paid, or supervised from Kingston, PA
RE/MAX Keystone Realty Employees who work in, are paid, or supervised from Kingston, PA
Kingston Rehabilitation Inc Employees who work in, are paid, or supervised from Kingston, PA
Rex Plumbing & Heating Employees who work in, are paid, or supervised from Kingston, PA
Joseph P Gilroy Real Estate AgencyEmployees who work in, are paid, or supervised from Kingston, PA
Keystone Rehabilitation Inc Employees who work in, are paid, or supervised from Kingston, PA
Continental Energy Associates, Ltd Employees who work in, are paid, or supervised from Hazleton, PA
Nelson Furniture Employees who work in, are paid, or supervised from Kingston, PA
LeHigh Valley Home Care Employees, Doctors, Medical Staff, Technicians and Volunteers in Hazleton, PA
Hazleton Wellness Center Employees, Doctors, Medical Staff,Technicians and Volunteers in Hazleton, PA
Penn Transfer Ltd Employees who work in, are paid, or supervised from West Hazleton, PA
Louis J Mastrini D.D.S Employees who work in, are paid, or supervised from Kingston, PA
Pilot Transportation Inc Employees who work in, are paid, or supervised from Wilkes Barre, PA
Cedar Court Aparments Employees who work in, are paid, or supervised from Wilkes Barre, PA.
AM-GARD Inc Employees who work in, are paid, or supervised from Wilkes Barre, PA.
John A Yenason, Inc Employees who work in, are paid, or supervised from Dallas, PA
Howell Benefit Services Inc Employees who work in, are paid, or supervised from Wilkes Barre, PA
Tri-City Floor Cleaning Co Employees who work in, are paid, or supervised from Wilkes Barre, Scranton, or Hazleton, PA
Law Offices of Borland & Borland Employees who work in, are paid, or supervised from Wilkes Barre, PA
American Red Cross Blood Services of NEPA Employees who work in, are paid, or supervised from Wilkes Barre, PA
American Silk Mills Corporation Employees who work in, are paid, or supervised from Plains, PA
West Hazleton Veterinary Hospital Employees who work in, are paid, or supervised from West Hazleton, PA
Hampton Bay Corporation Employees who work in, are paid, or supervised from Wilkes Barre, PA
St. Mary’s Church of the Immaculate Conception Employees who work in, are paid, or supervised from Wilkes Barre, PA
St. Mary’s Cemetary Employees who work in, are paid, or supervised from Wilkes Barre, PA
Degenhart Chiropractic Health Center Employees who work in, are paid, or supervised from Hazleton, PA
Bohlin Cywinski Jackson Employees who work in, are headquartered in, or paid from Wilkes Barre, PA
Laurel Mall Employees who work in, are paid, or supervised from Hazleton, PA
Eyeland Employees who work in, are paid, or supervised from Wilkes Barre, PA
Productivity Point International Employees who work in, are paid, or supervised from Hazleton, PA
Jenkins Township Police Benevolent Association Employees who work in, are paid, or supervised from Jenkins Township, PA
Jim Lagana Plumbing & Heating Inc Employees who work in, are paid, or supervised from Hazleton, PA
High Mountain Hardware Inc Employees who work in, are paid, or supervised from McAdoo, PA
No.1 Contacting Corporation Employees who work in, are paid, or supervised from Ashley, PA
Campbell Business Machines Employees who work in, are paid, or supervised from Dallas, PA
VanHoekelen Greenhouses Inc Employees who work in, are paid, or supervised from McAdoo, PA
Neeps Inc Employees who work in, are paid, or supervised from Wilkes Barre, PA
Invisible Fence Employees who work in, are paid, or supervised from Mountain Top, PA
Matheson Warehouse Company Employees who work in, are paid, or supervised from Forty Fort, PA
Matheson Transfer Company Employees who work in, are paid, or supervised from Forty Fort, PA
Providence Place Retirement Community Employees who work in, are paid, or supervised from Drums, PA
Acton Technologies Inc Employees who work in, are paid, or supervised from Pittston, PA
K-Kleen Inc Employees who work in, are paid, or supervised from Wilkes Barre, PA
CJ's Mountain Spring Water District Employees who work in, are paid, or supervised from White Haven, PA
Ayers Towing Services Inc Employees who work in, are paid, or supervised from Mountain Top, PA
North American Mortgage Company Employees who work in, are paid, or supervised from Wilkes Barre, PA
Salvation Army/Kirby Health Center Family House Employees who work in, are paid, or supervised from Wilkes Barre, PA
United Children's Homes Inc Employees who work in, are paid, or supervised from West Hazleton, PA
Chick-N-Enterprises Inc Employees who work in, are paid, or supervised from Wilkes Barre, PA
Hi-Tec Outlet Employees who work in, are paid, or supervised from Hazleton, PA
King's Restaurant Employees who work in, are paid, or supervised from Mountain Top, PA
Gino's Shoe Store Employees who work in, are paid, or supervised from Mountain Top, PA
Hadsall Excavating & Utility Contractors Inc Employees who work in, are paid, or supervised from Trucksville, PA
King Fifth Wheel Corporation Employees who work in, are paid, or supervised from Mountain Top, PA
Abe Company Employees who work in, are paid, or supervised from Mountain Top, PA
SK Sales Company Inc Employees who work in, are paid, or supervised from Mountain Top, PA
Laurel Run Estates Employees who work in, are paid, or supervised from Wilkes Barre, PA
Michael's Distribution Center Employees who work in, are paid, or supervised from Hazleton, PA
Cross Valley FCU Employees who work in, are paid, or supervised from Wilkes Barre, PA
Blue Ridge Polaris Employees who work in, are paid, or supervised from Wapwallopen, PA.
Giant Floor & Wall Covering Co Employees who work in, are paid, or supervised from Wilkes Barre, PA
Domino's Pizza of NEPA Employees who work in, are paid, or supervised from Kingston, PA.
Woody's Fireplace Inc. Employees who work in, are paid, or supervised from Larksville, PA.
Zodiac Printing Corp Employees who work in, are paid, or supervised from Mountain Top, PA.
Irem Shriners Employees who work in, are paid, or supervised from Dallas, PA.
Button Oil Company Inc Employees who work in, are paid, or supervised from Mountain Top, PA.
Brand Graphic Solutions Employees who work in, are paid, or supervised from Plymouth, PA.
Burtam Corp Employees who work in, are paid, or supervised from Mountain Top, PA.
Fibertel Inc Employees who work in, are paid, or supervised from Plymouth, PA.
Rooster Creative Inc Employees who work in, are paid, or supervised from Mountain Top, PA.
Steinbrenner Auto Sales Employees who work in, are paid, or supervised from Mountain Top, PA.
Bonham Nursing Center Employees who work in, are paid, or supervised from Stillwater, PA.
C & S Truck and Auto Shop Employees who work in, are paid, or supervised from Nanticoke, PA.
Concrete Alternatives, LLCEmployees who work in, are paid, or supervised from Mountain Top, PA.
Northwest Area Sr High School and Middle School Employees of Northwest Area Sr High School and Middle School in Shickshinny, PA.
Dorrance Auto Center Inc Employees who work in, are paid, or supervised from Nanticoke, PA.
BT&B LLC,T/a Eagle Alignment Employees who work in, are paid, or supervised from Shickshinny, PA.
Harvest Seasonal Grill Wine Bar Employees who work in, are paid, or supervised from Moosic, PA.
792 Market LLC Employees who work in, are paid, or supervised from Edwardsville, PA.
CMHC Inc Employees who work in, are paid, or supervised from Plains, PA.
Shear Tease Employees who work in, are paid, or supervised from Forty Fort, PA.
M & R Farms and Trucking LLC Employees who work in, are paid, or supervised from Harding, PA.
Top Dog Renovations Employees who work in, are paid, or supervised from Freeland, PA.
Justin Skutack Enterprises LLC Employees who work in, are paid, or supervised from Falls, PA.
Regional Municipal Services LLC Employees who work in, are paid, or supervised from Sugar Notch, PA.
SSA Wilkes Barre Child Development Center Employees and Board of Directors who work in, are paid, or supervised from Wilkes Barre, PA.
Ultra Communication Services LLC Employees who work in, are paid, or supervised from Nanticoke, PA.
Recycle & Read Inc Employees who work in, are paid, or supervised from Swoyersville, PA.
Buttons and Bows Employees who work in, are paid, or supervised from Weatherly, PA.
Jenkins Township Police Department Employees who work in, are paid, or supervised from Jenkins Township, PA
Ed & Jim Auto Sales Employees who work in, are paid, or supervised from Nanticoke, PA
C & M Sanitation and Sons Inc Employees who work in, are paid, or supervised from Shickshinny, PA

Student

Luzerne County Community College Nanticoke, PA
Northwest Area Sr High School and Middle School Students attending Northwest Area Sr High School and Middle School in Shickshinny, PA.

Government

Federal Government Employees Employees who work in, or supervised from Lackawanna, Luzerne, Susquehanna, Wayne Counties, PA

Military

Pennsylvania National Guard Full-time who work/supervise in Lackawanna, Luzerne, Susquehanna, or Wayne Counties
Military Reserve Personnel Full-time who work in Recruiting Offices, Reserve Units, or Reserve Training CTR in Lackawanna, Luzerne, Susquehanna, or Wayne Counties
Pennsylvania Army National Guard Part-Time Personnel, 1st Battalion 109th Artillery who work in Wilkes Barre, PA

Or, click for a downloadable PDF of the Select Employee Groups.

¹

A Cross Valley FCU Share Account is required for membership. Share Accounts require a minimum $5.00 deposit which serves as your share of the credit union.

²

Your savings is federally insured to at least $250,000 and backed by full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

FULL JUMBO (1800) XXXL (1620) XXL (1496) XL (1280) LG (960) MD (840) SM (600) XS (480)