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Welcome to Opportunity

Fee Schedule

(570) 823–6836

Fee Schedule

The way we pay for things.

Fees are sometimes an unfortunate part of life. But we do our best to minimize ours. You’ll find we have a lot fewer and lower fees than most banks. It’s just another way we try to take care of you.

See how Cross Valley FCU measures up (err, down!) to other financial institutions.

Fees are effective November 18, 2024. PDF version is available for download.

Minimal fees, more you.

Share Draft / ACH Fees

ServiceFee
Second Chance Share Draft$3.00 per month
Return Fee$35.00
Stop Payment$35.00
ACH Authorization Revoked$35.00
Automatic TransferFREE
Checks (with direct deposit)1 box free/yr
Check Copies$2.00
Check Copies OnlineFREE
Check Copies (after 1 year)$5.00
Courtesy Pay$35.00

ATM Fees

ServiceFee
Replacement Card$10.00
Replacement Card Rush$25.00
Empty Deposit Envelope$30.00
Monthly Fee without Direct Deposit$1.00
Monthly Fee with Direct DepositFREE
Non-CVFCU Machine for ATM/DEBIT/PIN transactions (Over 6/month)$1.00 each
Overdraft for recurring ATM Transactions$35.00
International Service Assessment (ISA) FeeCurrent Mastercard rate

e-Services Fees

ServiceFee
ePayFREE
eStatementsFREE
Online TransfersFREE
eMobile Texts (over 16)$.05/text
BluePay Online Loan Payments$10.00

Lending Fees

ServiceFee
Titling Fee$100.00

Other Services

ServiceFee
Skip-A-Pay (max. of 2 per year)$30.00/skip-a-pay
Statement Copies$1.00/page
Wire Transfers (Out)$30.00
Wire Transfers (In)$3.00
Wire Transfer – International$50.00
Western Union$30.00
Certified Checks$15.00
Checks Deposited Returned Unpaid$15.00
Dormant Account (No activity 1yr.)$5.00/month
Account Research or Account Balancing$20.00/hour
Money Orders$2.00/each
Bad Address$5.00/statement
Bad Email Address$5.00/eStatement
Levy/Garnishment/Escheat$100.00
Overdraft Line of Credit Transfer$12.00
Cashiers/Corp. Check (Third Party)$2.00
Domestic Relations$50.00
Visa Gift Card$2.00/card
$4.00/card (non-member)
Paper Statement$2.00/month
Early Acct. Closure Fee (within 180 days)$15.00
Early Club Withdrawal Fee$15.00
Business ChecksFee per box
Business Checking Acct. Fee$3.00/month
Business Account Line of Credit Transfer$12.00
Safe Deposit Boxes
(located at Main Office)		10×10=$100/year
5×10=$75/year
5×5=$50/year
3×10=$35/year
3×5=$25/year
FULL JUMBO (1800) XXXL (1620) XXL (1496) XL (1280) LG (960) MD (840) SM (600) XS (480)